India · Loans & Finance

Loan Prepayment Calculator India

Estimate interest and tenure savings from making a one-time loan prepayment.

Indian rupeesEditable assumptionsMethod & assumptions ↓

Your inputs

Your results

Enter your values and calculate to see the result.

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How this calculator works

This planning model assumes the EMI remains unchanged after a one-time principal prepayment and estimates a shorter payoff period. Confirm prepayment rules, charges and revised schedule with the lender.

Important India note

Rates and product rules can change. CalculatorsOnline keeps rates editable where a universal current value should not be assumed. Results are educational estimates and are not a loan offer, investment advice or guaranteed return.

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How to use this calculator

  1. Set Outstanding principal (default 2500000).
  2. Set Annual interest rate (default 8.5).
  3. Set Remaining tenure (default 15).
  4. Set One-time prepayment (default 300000).
  5. Select Calculate to update the result. Reset restores the starting values.

Planning estimate only. Confirm product terms, current rates, fees, taxes and eligibility with the relevant bank, lender or official scheme source.

Maintained by the CalculatorsOnline Editorial Team. Read our methodology policy.