India · Loans & Finance

Atal Pension Yojana (APY) Calculator

Find the prescribed monthly APY contribution by joining age and guaranteed pension slab using the official contribution table.

Indian rupeesIndia-specific schemeMethod & assumptions ↓

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How APY contribution is determined

Atal Pension Yojana uses a prescribed contribution table rather than an investment-return formula. The amount depends on joining age and the selected guaranteed minimum pension of ₹1,000 to ₹5,000 per month from age 60. This calculator uses the official monthly contribution table.

Eligibility note

APY entry age is 18 to 40. Under the current eligibility rule, a citizen who is or has been an income-tax payer is not eligible to join APY from 1 October 2022. Existing subscribers should refer to PFRDA/CRA rules for account-specific questions. Quarterly and half-yearly contributions are also available, but this page intentionally reports the official monthly contribution only.

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How to use this calculator

  1. Set Joining age (default 30).
  2. Set Guaranteed monthly pension (default 5000).
  3. Select Calculate to update the result. Reset restores the starting values.

Planning estimate only. Scheme eligibility, rates and rules can change; confirm with the relevant official authority before investing or enrolling.

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